When it comes to looking after the list of ‘must haves’ at home in 2019, high-speed internet should be on your list. Quality internet opens so many forms of employment, education, and entertainment for us. However, one problem that you might often have when trying to get good quality internet is the credit check side of things. When you go to sign up for a broadband package, you might be asked to take a credit check. If you do, the credit score that you have might not be enough to get you the contract that you had wanted.
When that happens, you need to be able to find alternatives. It can be frustrating to get rejected for broadband, especially when it comes down to a credit check. Given so many people make a living from the internet today, having slow-speed internet literally limits your employment opportunities. And since we need more money to help improve our credit scores, it pays to be able to have every income stream available open to us.
So, what can you do if you wish to get around the frustration of getting a credit check for broadband?
Why does my broadband application need a credit check?
Given the relatively affordable cost of modern internet services, you might wonder why a credit check is required. Well, if you were to go for even the lowest grade mobile phone contracts, you would need to pass a credit check. Why? Because you are entering into a monthly contractual agreement. It’s the same in any other industry: most companies want to know that you can make your payments.
Therefore, they are within their rights to ask you to show them your credit history. And, sadly, they are also within their rights to reject your application if you are not quite good enough for what they ask for. When this happens, it can feel hugely frustrating. You know that you can afford your bills, but previous credit incidents mean that you might not get accepted.
This leaves you in a perilous position. It means that you are unlikely to get the high-speed internet that you want and need. You could spend less on other bills, such as cable TV, if you had access to internet streaming, for example. So, what can you do if you cannot pass the credit check required?
Look for a broadband provider who does not ask for a credit check
The first – and best – thing to do is to look at your broadband options. You can find that many companies – including Easy Internet Now – make it simple for you to find credit check free high-speed internet. Not every company is going to demand a credit check of you, so keep that in mind. It’s often quite frustrating trying to get broadband, only to find that you are not eligible due to credit frustrations in the past.
EIN is one of the American internet providers that you can trust to give you access to the internet without a credit check being required. If this is something that is off-putting for you when it comes to internet access, then EIN can be the ideal place to start. Unlike other companies, they do not ask you to go through a credit check or undergo an extensive, long-term contract. This allows you to have freedom with your internet options, and to know that you are in a mutually beneficial relationship with your internet provider.
You are under no obligation to accept a credit check – especially if you know you have a patchy history. Instead, you are much more likely to get support and assistance if you turn to a broadband company offering residential broadband without a credit check.
It’s not as hard as you might have first expected. Good quality broadband and Wi-Fi services are not only provided by companies who want you to go through a draconian credit check. Quickly and easily, you can overcome such limits and start using a broadband provider who gives you more leeway and honesty.
It’s hard to get a company to take you on if you are constantly struggling with credit problems. Some companies, though, will not look to discriminate against you in this manner. If you have a poor or middling credit history, improving that credit score can be hard due to constant rejections. With credit check free high-speed internet from EIN, for example, you can build up that credit score once again.
EIN give you the chance to get the opportunity to have high-speed internet without being judged on the past. Why should you always be judged on your financial position in the previous years? The world has undergone massive, global financial flux. You shouldn’t miss out by being caught up in that flux.
Can broadband services without a credit check be trusted?
Yes, 100%. This is a common question of legitimacy that can come up a lot. If someone is not asking you for a credit check, when in the industry checks are common, there is often a hidden or ulterior motive. With a broadband contract, though, companies such as EIN simply want to give you the chance to get back on the ladder.
Not every contract that you sign today should be judged on your actions in the past. With the economic strife that many people have found themselves in beforehand, you might not have been 100% sure where to turn to. There is no reason, though, why you should be put off by a company that simply wishes to be more open-minded about the clients it takes on. If that is the case, then you should look to start using an internet service without a credit check.
The credit check industry has meant that many otherwise successful people have found opportunities needlessly limited. There is no need for that, though. Credit checks only tell part of the story – especially when it comes to getting internet service.
So, if you are someone who has been rejected before, don’t discount a company as they don’t ask for a credit check. They won’t slip in nefarious extra contract shenanigans, nor will they ask for outrageous rates. The main difference is that some high-speed internet providers are happy to give you a chance, even if your present credit score is not quite as high as they might like.
Don’t let yourself be judged so much on the actions of the past. If you think that previous credit decisions might preclude you from having high-speed internet, think again. If you cannot pass a credit check, look at an internet service who won’t denigrate you for that.
The internet has made it easier to make money selling your stuff, but you may not know all the other ways you can earn rewards (including money) without selling a thing.
Not long ago, I wrote an article all about how to sell your items online. Now it’s time to talk about the many different ways you can earn money, gift cards, and items through different apps and websites.
There are a lot of different apps and sites that ask you to take certain actions to earn points or build up a cash total. In this article, let’s take a look at some of the most well-known, established, and tested ways you can earn rewards with just a little effort.
What can you earn?
Depending on the app or site that you use, there are many different things you can earn. Some services let you use your accumulated points to choose from certain branded items. Others might have you use your points to get discounts and promo codes. Many let you choose gift cards and, in some cases, actual money.
What do you have to do?
Different apps and sites ask for different actions. With some rewards services, you’re asked to watch or interact with sponsored content or surveys. You might need to exercise to earn your points, or you could get your rewards by getting rebates on purchases you were already going to make anyway.
What should you watch out for?
The idea of earning rewards for things you either already do or things that are relatively simple is very appealing. Because of this, there are some services that may very well be scams, as well as ones that just don’t work as well as they claim they will.
Before you start using a rewards app or site—including the ones listed in this article—look a little closer at it to make sure it’s actually as good as it appears. Consider doing some of the following things:
- Make sure to read the reviews on an app’s page so you get an idea of how satisfied other users are
- Check to see how many downloads an app has (too few might mean it hasn’t been well-tested yet)
- Do a web search with a phrase like “is [this app] legit” or “is [this app] a scam” and look for credible sites discussing the service
- Read the app’s or site’s fine print to make sure there are no catches
- Look at the service’s app or site to make sure it looks professional and well-maintained
Remember: never give your personal information (like your bank information) to a service without researching it first to make sure it’s safe and secure!
At the time of writing this article, all of these apps and sites appear to be legitimate, but some formerly popular apps (like the now-deleted Pact app) have later been found to be untrustworthy. It’s important to check for the most recent reviews and news.
10 apps & sites you can download and visit now
Now that we’ve discussed how some rewards services might work, what you can get from them, and how to look out for scams, let’s look at some apps and sites you can try! These are just ten rewards apps and sites that can earn you money, items, and other rewards.
Achievement is an app that rewards you with money for doing things that manage or improve your health. It uses monetary rewards to encourage you to keep track of your eating habits, walk more, get more sleep, and other various health-related activities. You simply connect one of the health apps you already use (like Samsung Health, Fitbit, or Garmin), then build up your points for your activity. 10,000 points can be redeemed for $10, and you can earn as much money as you want, with no maximum. Once you can redeem your points for money, they’ll be sent to you using PayPal or a direct deposit to a bank account.
This app rewards you with points for watching trailers. The trailers are for other apps, as well as other entertainment videos. You can also earn points by doing quizzes and playing trivia games. Once you have enough points built up, you can redeem them for gift cards or money sent through PayPal. They offer gift cards to places like Amazon, Starbucks, and iTunes.
This app is different from most of the other apps on the list. If you enjoy helping good causes, you can use this app to earn rewards in the form of donations to the charity of your choice. If you already donate to the cause, you can give even more using this app, or you can use it as the sole means of donating. With Charity Miles, you earn money for a charity by running, walking, or biking. After opening the app and starting to track your distance, with each mile you complete, you add more money for your charity. There are many different charities to choose from, including well-known ones like Habitat for Humanity, American Diabetes Association, ASPCA, and World Wildlife Fund.
Ebates is a well-known rebate service that pays you back for some of the purchases you make. If you’re already planning on purchasing something, this is a way to get some money back. When you buy from different stores online through Ebates, you can earn money. You can search through Ebates for certain stores, certain items, and more. There are also some rebate offers that are in-store only. Once you find something you want, you can see how much of a rebate you’ll get. After your order is verified, you can get your money through a check or by PayPal payment.
This app from Google offers small amount of money for taking surveys. As soon as there’s an available survey, you’ll be notified. There are all kinds of different surveys you might take. You can earn as much as a dollar for a survey, though most of them seem to be closer to ten cents each. If you use the app with Google Play, your money is given to you as Google Play credit, while iOS app users have their money transferred with PayPal.
Ibotta is a rebate app that can be used to earn real money or gift cards. If you shop at any of the stores they have listed, you may be able to accumulate a high enough balance to get real rebates. You can use the app to get rebates on items you’re already buying, or you can use it as a way to find out about more products you want to try. You can find available grocery stores that you can add to your favorites, then look through the categories to find items you’re interested in. To add some products to your list, you might have to watch a short ad or answer a poll. After you’ve bought some items currently available in the Ibotta app, you use your receipt to add your rebates to your account. Once you have $20 racked up, you can have the money transferred to you in several different ways, including PayPal and Venmo. Or you can get gift cards to places like Amazon, Barnes & Noble, and Walmart.
iPoll offers rewards for performing activities like reviewing products, visiting certain stores, and more. All of their activities are typically based around learning your opinions on certain brands and products. Some of these activities could include recording a video or taking photos. Once you’ve performed an activity, you can earn rewards like money transferred through PayPal, gift cards, and entry into a cash drawing.
Swagbucks rewards its users for doing a number of different things. Swagbucks users earn rewards for taking surveys, watching videos, searching online, playing games, and buying certain items for a rebate. Once you have enough points, you can either have the money transferred via PayPal, or you can get a gift card. Gift cards are available for many different outlets, including Walmart, Amazon, and Bath & Body Works.
This app hopes to encourage people to exercise more by offering rewards. The app acts as a step counter. The more you walk, the more “Sweatcoins” you earn. You can then use these Sweatcoins to purchase rewards. Rewards include actual products (like Apple products), as well as services (like exercise classes) and events. You can even choose to donate your Sweatcoins to a charity.
Walk for a Dog by Wooftrax is another app that gives a different kind of reward: the knowledge that you’ve helped an animal-based organization. This app doesn’t specifically give you a reward, instead letting you donate money to your favorite organization that helps animals. Whenever you walk your dog, you simply use the app to track how much you walk. This builds up activity for the organization you’ve chosen. After a certain period, all the funds raised are given to the organizations people chose. If you don’t have a dog, you can walk a shelter dog or a friend’s dog. Or since the app simply follows you as you move, you can walk without a dog (though walking with a dog is much more fun).
Music and TV lovers, good news! You can now bundle Hulu and Spotify and save some money.
Currently only available to Spotify Premium subscribers, you can currently try Hulu for only 99 cents a month, says TechCrunch, and after this three month trial, you will be able to get both Hulu and Spotify for a combined total of only $12.99. This saves about 5 dollars a month on the popular streaming services.
The bundled Hulu subscription will be the version of Hulu with ads, but this is still a great deal and good news for people who already use one or both of the services anyway. And if you don’t currently use either one, this summer you’ll get a chance to start trying them both for quite a bit less than before.
A Spotify and Hulu bundle is certainly not a new concept. As I wrote last year, the Spotify Student Hulu Bundle became available for students. This bundle gives students both Spotify and Hulu (with ads) for only $4.99 a month and is available right now. Students simply have to follow the verification process to prove they’re currently enrolled in an institution.
Of course, $12.99 is a bit more than what students pay. But it still saves a decent amount of money. According to TechCrunch, the deal will be available to everyone in the summer. For now, if you have Spotify Premium, you can head to their page and add Hulu for an additional 99 cents during your three-month trial.
And for those of you using Hulu, there’s even more good news: for a limited time, you can add HBO to your subscription for only $5 a month. CNET reports that the add-on, which is usually $15 a month, is currently available at a huge discount. If you sign up for HBO during this promotion, you’ll get the $5 a month price for six months before it goes back to the normal $15 a month.
The internet has opened everyone with access up to a world with tons of opportunities. We can socialize, entertain ourselves, build businesses, and learn by using the web. One cool thing that’s come about on the internet is the ability to make some extra cash online. Plenty of people already sell their artistic creations or unwanted items to make some money, but there are also ways to make some change doing things that are pretty easy or that you might already be doing. Below you’ll find some of the ways you can bring in a little extra money without too much extra effort:
Downloading rebate apps
Downloading rebate apps on your smartphone can bring in some extra money if you shop at any of the offered stores. Ibotta is one of the most popular grocery rebate apps. You can choose from different stores, like Walmart, Target, CVS, and many more. Then you can pick from whichever rebates are available at the time. There are typically quite a few different rebates to choose from. You can add rebates to your list sometimes just by clicking to add them, but usually you’ll be asked to watch a short ad or take a survey. After you do your shopping, you can use your purchased items and receipt to match anything you bought with the rebates you’ve selected. After you have $20 of rebates in your account, you can have this sent to you in the way you choose, including a PayPal transaction or a gift card. With Checkout 51, you can find new rebates every week that are available at select stores. Like Ibotta, you can receive your rebates by selecting them and providing your receipts, and you can “cash out” once you’ve reached $20.
Taking on small jobs
You can also use the internet to complete small jobs for a little bit of money. For instance, you might want to test websites through Userfeel. You could perform minor tasks for small amounts of money through Fiverr, Mechanical Turk, and InboxDollars. You can also use TaskRabbit to find small tasks near you if you don’t mind leaving your house, or you can (very carefully) search out quick, easy tasks on your local Craigslist (though it’s pretty full of spam listings).
Joining online focus groups
You can find some online focus groups that pay money. Though these are more difficult to find and qualify for, it is a possibility. There are websites like 20/20 Panel and MintVine that sometimes offer opportunities to join focus groups if you qualify. Online focus groups that are legitimate, not scams, are difficult to find, so if you go this route, be sure to thoroughly research the company before investing any other time into it.
Sharing your data
You might also want to make some money by sharing some of your data or habits. One way you can do this is by sharing your search habits. InboxDollars is one of the websites that pays you to search. Or you could join Microsoft Rewards and build points when you search through the Bing search engine. You can use those points for a wide variety of rewards, including gift cards. In addition to sharing your search info, you might want to share your mobile phone usage. If you register a phone with Nielsen, you could make up to $50 a year for letting them track your phone data.
Sure, it’s similar to selling online, but instead of selling physical goods, you’re selling your knowledge. You can teach skills online through websites like Skillshare and Udemy. You could create a class on either website to teach anything you’re good at, like crafts or music. With both, you get paid when someone takes your course.
(Featured image: all-free-download.com)